A mortgage in just five steps—with clear information and, most importantly, without stress or complicated procedures? And yet, it’s now possible. With Eurobank’s new MyHome Guide, buying a home transforms from a complicated process into an enjoyable digital experience—no matter where you are, at any time of day.
Buying a home is a major life investment for everyone. That’s why Eurobank created the MyHome Guide, offering a comprehensive experience that combines technology with human expertise, so that it can be there for its customers every step of the way, providing accurate information and guidance.
ΣΧΕΤΙΚΑ ΑΡΘΡΑ
The True Cost of Knowledge
The guide breaks down the process into 5 simple steps, from the initial calculation through the completion of the loan and into your new daily life at home.
- Determine your financing plan.
The first step is to determine your financing plan by calculating how much you can borrow and what your down payment will be. Using the tools available from Eurobank, you can get an estimate of the loan amount and the monthly payment, while also taking into account the one-time and recurring expenses associated with the home.
- Explore your financing options.
Once you’ve set your budget, you can consider different solutions based on your plans and needs. Eurobank offers loan options for primary or vacation homes, as well as for energy-efficient properties and investment properties, with the option of a fixed or variable interest rate, depending on the product.
- Submit your application.
In the next step, your advisor will help you gather the necessary documentation and move forward with your application. The process is supported through multiple channels, as interested parties can speak with a specialized Mortgage Advisor in person or online via the “Book a Meeting” service. In addition, existing customers of the Bank can submit an application through the Eurobank Cyprus app and receive an initial response within 24 hours.
- Finalize the loan
After the evaluation, you’ll receive the pre-contractual documents and have the necessary time to review the terms. Once the required procedures are completed and the documents are signed, the loan becomes active.
- Start your new life in your own home.
Your relationship with Eurobank doesn’t end with the disbursement of your mortgage, as we can also support your needs for purchasing home furnishings and upgrading your new home. With financing for home furnishings, renovations, or energy-efficiency upgrades—which you can receive in conjunction with your mortgage or at a later stage— you can transform your home into a comfortable and functional space.
In addition, Eurobank offers a comprehensive range of financing solutions, providing customers with flexibility and options tailored to their needs. Prospective borrowers can choose between a variable or fixed interest rate for the first 3, 5, or 10 years, while recipients of new home loans for primary residences enjoy, based on specific criteria, additional benefits, such as a principal repayment grace period of up to 12 months for homes under construction and a reward of up to €2,000 through the My Home Rewards program.
With the new MyHome Guide, Eurobank combines advanced digital solutions with its long-standing financial expertise and the high level of professionalism of its staff.
Now you truly have the tools and support you need to buy the home of your dreams!
Check out Eurobank’s MyHome Guide
